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Bank of Canada - 3.25%

Dec 11, 2024

Bank of Canada lower its lending rate by 50 basis points

The Bank of Canada dropped the overnight rate by 0.5% to support growth and maintain inflation near the 2% target.


Here are the main takeaways:

  • U.S. economy remains strong with robust consumption and a solid labor market.

  • Eurozone shows weaker growth, while China benefits from policy actions and strong exports but faces subdued household spending.

  • Canadian GDP grew 1% in Q3, below projections; Q4 growth also appears weaker.

  • Canadian consumer spending and housing activity improved

  • Unemployment rose to 6.8%, with slower employment growth; wage growth remains elevated compared to productivity.

  • Reduced immigration levels are expected to dampen GDP growth next year


It is worth noting, the BOC statement also mentioned the potential of U.S. tariffs on Canadian exports, this has raised uncertainty in the economic outlook.


Click here for the full BOC Statement: Bank of Canada reduces policy rate by 50 basis points to 3¼% - Bank of Canada


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