Financial Services Built on Trust

At Pulse FX, we support your financial journey with clear guidance, dependable solutions, and a team you can count on.
Whether you’re making an international money transfer or applying for business loans, we’ll help you move forward with confidence.

Why choose us

Helping Thousands Navigate Finance with Clarity

Take control of your finances by moving money smarter with our tailored solutions. Pulse FX is dedicated to meeting your unique needs.

White Glove Support & Service

We take the time to understand your needs and make sure things get done, without the runaround and hassle.

Currency Risk Protection

Exchange rates can move fast. We help you stay a step ahead, with tools that let you plan better and avoid unpleasant surprises.

Bank-Beating FX Rates

You don’t need to go through a bank to get a good rate. We keep costs low, so more of your money ends up where it belongs.

Our Services

Solutions for Your Currency Exchange Journey

Single Payment

Whether it’s an inventory purchase, payroll, or moving funds from one account to another, our single-transfer service ensures your funds arrive reliably, without the complexity of traditional banks or inflated fees.

Mass Payment

Paying suppliers, partners, or teams in multiple countries? Our bulk payment service lets you send to many, in different currencies, from one place making it efficient, cost-effective, and compliant.

Spot Trade

Secure today’s exchange rate and settle your transfer between existing accounts within 24 hours. We can connect directly to your bank for a seamless experience. Our spot trade service offers speed, simplicity, and full transparency at every step.

Limit Order

Set your ideal rate with a limit order, and we’ll execute your transfer as soon as the market reaches it. There’s no need to constantly check the markets.

Forward Contract

Lock in today’s exchange rate for a future date. Our forward contracts help you manage currency risk and forecast costs with clarity, ideal for long-term planning or invoices ahead.

Options Contract

Uncertain about the future? Options contracts give you strategic control to protect against downside, benefit from upside, and tailor your currency exposure to your business needs.

Real Estate

Buying property abroad shouldn’t come with currency uncertainty. Our transfer service helps you move funds securely and cost-effectively, so you can focus on the home, not the rate.

Tuition Payments

Paying for education overseas should be straightforward. We simplify tuition payments with competitive exchange rates, dependable timing, and a clear path from your account to the university abroad.

Investments

Every investment counts and timing matters. We help you move capital internationally with low fees, live rates, transparent costs, confidence & reliable service, so you never miss a market opportunity again.

Travel Expenses

The world is open, and your finances should be too. Manage your travel spending with real-time rates and flexible & accurate transfers that follow you, wherever the journey leads.

Family Support

Supporting family overseas means more than sending money, it means dependability. Our service ensures your transfers arrive safely and consistently, so you can give care without complexity.

Pensions

Retirement should feel stable even across borders. We help expats receive pension payments reliably and cost-effectively, so your income keeps up with your lifestyle abroad.

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Foreign Exchange Shouldn’t Be Confusing — We Make It Easy

At Pulse FX, we bring together technology, financial expertise, and a personal approach.
Our platform is built for ease of use, and our team is here to answer your questions without the jargon or fine print.

Solutions That Fit Real Needs

Pulse FX makes cross-border payments feel local — fast, secure, and cost-effective, whether you're sending or receiving funds worldwide.

Exchange Like a Local

Fast and reliable foreign currency exchange for 100+ countries — designed to work for individuals and businesses alike.

Compliance-First Infrastructure

We know how to deal with compliance when sending money globally, making sure the money arrives in a timely manner, without needless delays.

Expert Support

Our team brings real-world experience and is ready to guide you through decisions, big and small, with care and clarity.

Success stories

Our Clients’ Stories of Seamless Transfers

Cutting Costs and Saving Time on EU Supplier Payments
The Challenge
A Canadian importer was using traditional banks to pay EU suppliers, facing high conversion fees and slow manual processes.
The Solution
We set them up with PulseFX to automate recurring payments and secure better exchange rates through our optimized platform. to They leveraged PulseFX’s international banking network to access domestic payment rails and benefit from competitive exchange rates.
The Result
The business now moves $2.5M annually through Pulse FX. They cut conversion costs by 2% and reduced transaction time by 50%. That’s about $50,000 saved per year — plus smoother operations.
SaaS Company Cuts FX Fees and Speeds Up Cash Flow
The Challenge
A SaaS business with clients in the US, UK, and Australia was losing money to high FX fees and slow cross-border transfers.
The Solution
They partnered with PulseFX to establish virtual IBAN accounts in multiple currencies, enabling them to receive payments locally and streamline international transactions.
The Result
The business now saves 3% in conversion costs (around $15,000 annually) and receives funds within one business day. Cash flow is stronger, and operations run more efficiently
Manufacturer Locks In Rates and Gains Predictable Cash Flow
The Challenge
A manufacturer sourcing raw materials from China faced uncertainty due to currency fluctuations and needed stable budgeting for the year ahead.
The Solution
PulseFX structured a forward contract strategy, locking in a fixed exchange rate of for 12 months that was 1% lower than their budgeted FX rate.
The Result
The business can now access the fixed rate anytime, simplifying cash flow management and planning. With predictable payables and receivables, the client eliminated FX risk and gained budgeting confidence.
TEAM

The People Behind Pulse FX

We’re proud of the team we’ve built — thoughtful, experienced professionals who genuinely care about helping our clients succeed.

Marc Racette
Co-Founder & Chief Executive Officer

Marc Racette brings over a decade of global financial market experience, with deep expertise in capital markets, strategic advisory, and economic policy. He holds a Master’s in Global Affairs with a focus on capital markets and has held leadership roles across both the public and private sectors.

At PulseFX, Marc drives the company’s strategic direction, revenue growth, and external relations. He focuses on partnerships, sales expansion, and market positioning to ensure long-term success and sustainable growth.

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Katherine Li
Co-Founder & Chief Operating Officer

Katherine Li has more than a decade of experience in the foreign exchange industry, with a strong record of helping businesses and individuals navigate international markets. Fluent in Mandarin and skilled in cross-cultural communication, she combines language fluency with a deep understanding of global financial dynamics. Her global perspective allows her to deliver tailored FX solutions across diverse regions.

At PulseFX, Katherine leads operational strategy and execution. She oversees internal systems, cross-functional teams, and product initiatives to ensure smooth operations, scalable growth, and a consistently exceptional client experience.

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Shane Slater
Co-Founder & Chief Dealing Officer

Shane Slater is a seasoned professional with over a decade of experience in the foreign exchange industry, specializing in options and derivative contract structuring. He brings deep market insight and strategic expertise to his work with institutional and corporate clients. His blend of technical knowledge and hands-on risk management makes him a reliable leader, skilled at navigating market volatility and delivering strong financial outcomes.

At PulseFX, Shane leads the delivery of advanced hedging strategies and tailored FX solutions. He also oversees the dealing associates team, focusing on their development and training to maintain top-tier execution and client service.

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Built on Strong Partnerships

FAQs

Find answers to your most pressing questions about our services and processes.

What kind of services do you actually offer?

We specialize in international currency exchange and cross-border payments, while offering a full suite of services to support your financial workflow. Whether you're an individual making a large purchase or a business managing global operations, we provide competitive FX rates, same-day international transfers, multi-currency collection accounts, forward contracts and risk management strategies, mass payment solutions, business lending, trade finance, and ongoing market insights. If your needs go beyond what’s listed, just reach out — we’ll work with you to find the right solution in the market.

Is PulseFX regulated? What standards do you follow?

Yes — PulseFX operates under strict global financial regulations to ensure the safety of your funds and data. In Canada, services are provided through Ebury Partners Canada Ltd., a registered MSB with FINTRAC and Revenue Quebec. In the U.S., payment and e-money services are provided by The Currency Cloud Limited (authorized by the FCA) and Visa Global Services Inc. (VGSI), a licensed U.S. money transmitter registered with FinCEN and FINTRAC.

For business financing, PulseFX partners with Swoop Finance Ltd, a licensed credit broker offering access to a wide range of third-party funding options. All finance offers are subject to approval and applicable terms.

We follow industry-leading compliance, security, and transparency standards in every transaction.

What makes your exchange rates better than a bank’s on average?

Unlike banks, which often charge wide markups and hidden fees on foreign exchange, PulseFX offers institutional-grade rates with full transparency. We access real-time wholesale pricing through global FX liquidity providers and pass those savings on to you — without inflating margins.

Can I get a loan through Pulse FX?

While PulseFX doesn’t lend directly, we’ve partnered with trusted providers to help businesses in Canada and the U.S. access a wide range of financing solutions. Through these partnerships, we can support you in securing working capital, expansion funding, equipment financing, and more — all tailored to your needs. Let us know what you’re looking for, and we’ll help you explore the best options available.

How do I begin using PulseFX?

Easy — just reach out to us. Whether you’re looking to make a payment, explore FX strategies, or learn more about financing options, our team is here to help. There’s no pressure and no confusing steps — just straightforward support from real people who know how to move money smarter.

Does PulseFX provide dedicated expertise as part of the service?

Always. Our team has deep industry experience, and expert support is built into everything we do. Whether it’s a quick question or a big decision, you’ll never have to figure it out alone. From navigating currency markets to managing FX risk or exploring financing options, we’re here to guide you with practical, personalized support every step of the way.

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Still have questions?

Unlock global opportunities with our efficient and reliable payment solutions.