Invoice Factoring
At Pulse FX, we provide businesses with fast access to working capital through invoice factoring. Instead of waiting for clients to pay, we purchase your outstanding invoices and advance you a percentage of their value. This allows you to maintain cash flow, cover expenses, and focus on growing your business.
How Businesses Use Invoice Factoring
Our clients use invoice factoring for a variety of financial needs, including:
Payroll and hiring new employees
Marketing and advertising costs
Rent and operational expenses
Inventory and supply purchases
Equipment and vehicle investments
Why Choose Pulse FX?
At Pulse FX, we make it easy for businesses to improve cash flow and manage expenses. Our factoring services offer:
Fast access to cash to cover payroll, overhead, and business investments.
Simple qualification process based on your clients’ creditworthiness.
No collateral required beyond your unpaid invoices.
Quick and transparent service with minimal paperwork and rapid funding.
How Does Invoice Factoring Work?
Our invoice factoring process is simple and efficient:
1. Approval Process:
We assess your business and your clients' creditworthiness.
3. Advance Payment:
We provide an advance (70% to 90% of the invoice value).
5. Final Settlement:
We deduct our fee and send the remaining balance to you.
2. Invoice Submission:
Send your invoices to your client and to Pulse FX.
4. Client Payment:
Your client pays Pulse FX directly.
Example Scenario
Your business issues an invoice for $20,000. Pulse FX advances 80% ($16,000) upfront. When your client pays the invoice, we deduct a 2% fee ($400) and forward the remaining $3,600 to you. In total, you receive $19,600 instead of $20,000, but gain immediate access to funds when you need them most.
How to Qualify for Invoice Factoring?
If your business relies on invoicing rather than immediate payments, you may qualify.
Billing History
A consistent invoicing track record with reliable payments from clients.
Client Creditworthiness
​The financial stability of your customers is a key approval factor.
Revenue and Business Stability
We have a minimum monthly revenue requirement, and we work with businesses that demonstrate long-term viability.
