Business Term Loans Built for Momentum

Access fast, flexible business loans designed to keep your momentum, not limit it. With PulseFX, your funding moves at the speed of your ambition.

Quick Capital to Keep Business Moving

PulseFX business term loans are designed to give you the cash injection you need when you need it most. Whether you're upgrading equipment, hiring staff, buying inventory, launching a marketing campaign, or settling overdue invoices, we make it simple to secure funding and get back to growth.
Our fast, flexible approach keeps your operations productive and your goals within reach.

Delays Can Stall Your Business

Traditional lenders often take weeks to respond, while your needs can’t wait. Without access to timely financing, small issues such as equipment breakdowns or slow sales seasons can quickly escalate into significant setbacks, hindering growth, productivity, and even your reputation.

Benefits of Using PulseFX Business Term Loans

Fast approvals and quick access to funds
Designed for real-world needs like equipment, inventory, or payroll
No hidden fees, just clear, transparent terms
Flexible repayment options that match your cash flow
Trusted financial partner backed by Ebury and Visa infrastructure

Strategic Advantages of Trade Finance Solutions

Unlock working capital – Get access to upfront funds without tying up your internal cash flow.
Bridge supplier-buyer gaps – Cover the time between shipping goods and receiving payment securely.
Expand into new markets – Trade confidently with unfamiliar partners and regions.
Mitigate risk – Reduce exposure to non-payment, delivery failure, or political uncertainty.
Enhance supplier relationships – Offer prompt payments and negotiate better terms with vendors.

Who Does This Service Help

Operational Leaders

Owners needing fast access to capital for day-to-day productivity or urgent expenses.

Growth-Focused SMEs

Businesses ready to scale operations, invest in marketing, or expand teams.

Problem-Solving Founders

Entrepreneurs needing short-term funding to fix, recover, or adapt quickly.

Step-by-Step

Simple Steps to Access Business Loans

Apply in minutes, receive funding in days — all through a seamless, secure platform.

1
Create a Free PulseFX Account

Sign up in just a few clicks to access our lending tools and personalized support.

2
Tell Us What You Need

Submit a quick loan request outlining how the funds will support your business.

3
Get a Tailored Loan Offer

Our team will review your request and present options that align with your goals and repayment capacity.

4
Accept and Access Funds Fast

Once approved, funds are transferred quickly so you can take action without delay.

Move Faster With Faster Business Loans

From equipment repairs to growth campaigns, PulseFX delivers smart, reliable funding when and where you need it most. Apply today and take the next step in your business journey.

FAQs

Find answers to your most pressing questions about our services and processes.

What types of businesses are eligible for a PulseFX business loan?

We work with a wide range of businesses, from growing startups to well-established SMEs across industries. If you’re a registered business with a clear use case for funding, such as purchasing inventory, hiring staff, or upgrading equipment, you’re likely eligible. Our approach is flexible and built around understanding your goals, not just ticking boxes.

How do I compare different lending options available via PulseFX partners like Swoop?

Through our partnership with Swoop, PulseFX gives you access to a wide range of lending products — including business loans, lines of credit, invoice finance, asset-based lending, and grants. Once your business profile is submitted, Swoop’s intelligent platform scans hundreds of funding providers to match you with tailored options based on your industry, stage, and financial needs.

You’ll receive side-by-side comparisons that highlight key details such as interest rates, repayment terms, fees, and eligibility criteria. From there, a Swoop advisor can help you navigate the options, answer questions, and support your application. PulseFX remains your partner throughout the process, helping you align funding decisions with your broader FX, trade, and international growth strategy.

What types of businesses are eligible for a PulseFX business loan?

We work with a wide range of businesses, from growing startups to well-established SMEs across industries. If you’re a registered business with a clear use case for funding, such as purchasing inventory, hiring staff, or upgrading equipment, you’re likely eligible. Our approach is flexible and built around understanding your goals, not just ticking boxes.

What information or documents do I need to apply?

The application process is straightforward and doesn’t require mountains of paperwork. Typically, we’ll ask for basic company details, recent financial statements, and a brief outline of how you intend to use the funds. Depending on the type of loan, the amount requested, and your business’s trading history, we may also require additional documentation — such as director identification, a personal guarantee, or a credit check.

Our goal is to keep things simple and tailored. Your FX specialist or funding advisor will walk you through each step, ensuring clarity and support from application to approval — no guesswork, no confusion.

Can I still apply if I’m a new business or have a limited credit history?

Yes. We believe in potential, not just past performance. While credit history plays a role, we also consider your business model, revenue flow, and funding needs. Many of our clients are early-stage businesses that simply need a financial boost to move forward, and we’re proud to support that momentum.

How is PulseFX different from a traditional bank loan provider?

We move faster, listen better, and design funding that fits your actual business needs. Unlike banks, which often have rigid lending criteria and long wait times, PulseFX offers a modern, streamlined experience with tailored offers, rapid decisions, and clear terms. Plus, our platform is backed by Swoop, Visa and Ebury’s trusted global infrastructure, so you can grow with confidence and security.